Caymiska Dabka
Caymiska dabka eeTakaful waxa uu daboolaa khasaaraha ku yimaada hantida kala duwan ee dabku gaysto , oo qarax ama holac ama olol gaas sababo
What you need to know…
Fire and Perils Insurance policy will provide cover for damage or destruction to insured property by Fire, lightning or explosion of domestic appliances.
The Fire & perils is an extension of the basic cover and will extend to include the following additional covers:- Riot & strike, malicious damage, explosion, special perils, earthquake & bush fire
Fire arises from various insured perils and causes damage to assets. The fire policy issued by Takaful Africa covers fire damage brought about by perils of nature such as earthquake, floods, storm, tempest and lightening to name but a few. Covered social perils including riot, strike civil commotion and malicious damage such as arson. Other causes of fire are electrical faults, and explosion. Property may suffer loss from aerial falling objects such aircraft.
The policy is suitable to cover business assets such as buildings, stocks in trade, work in progress, contents, plant and machinery.
Fire is indiscriminate and devours anything in its path once it starts and hence the sum insured has to be appropriate and commensurate with the risk that the insured is exposed to.
Policy Requirements…
- Duly completed proposal form
- The value of property (Buildings, contents like furniture, stocks etc)
- The nature of business / occupancy of the building
- The nature of construction.
- Location of the premises
- State of housekeeping
- Fire Fighting appliances available.
- Professional valuation of buildings & machinery